american express reconsideration line

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Called my bank and they thought I was speaking a foreign language and had to talk to several people to finally get one in the next 3 weeks mailed to me..lol. I called and they wanted another 4506-T which is odd as I haven’t paid taxes in 10+ years and they already know this from the previous app. It may be beneficial to be prepped to speak to this factor when you are otp w the rep. CK 668 TU / 597 EQ and 654 EX FICO I have found conversations with Amex and Chase credit analysts to be VERY similar, so rather than rehashing what's already been posted, please see the tips on what to say to Chase credit analysts. I was denied an AMEX Hilton Honors Aspire card. I’m about to write the Executive Office. However if you cash in your points before you have 25,000 points, the conversion would result in a smaller amount of dollars per points. You can ask Amex to check if you've ever had a credit card and they will check their records. My Transunion is 658 and EQ 662 no negatives on all three. But I digress. It could take you quite some time to get each of these. My case is probably not typical and I wouldn’t suggest you reapply ever 45 days to the same company for the same card but…well, I did. After I submitted this additional information the status notes changed to “Please check back on this site in 24 hours”. So I patiently waited till Monday received an email says : ” We are excited that you’ve decided to apply for the Business Platinum Card®, and we’re reviewing your application now. It is possible to appeal that decision, but don’t be offended when American Express sticks to … 1 in 5. Same thing happened to me and so done with them as well. I called the reconsideration number and the guy just said he would submit it to a team that manually reviews the application. If your Amex application status is denied or pending, you can call 800-567-1083 or 866-314-0237 to speak with a live credit analyst. Hi , I really need your help an advice , I recently applied for the SPG Personal an business together, (along with the blue cash preferred). by The Travel Sisters | Feb 13, 2018 | Credit Cards | 0 comments. Super annoyed that I wasted an inquiry but lesson learned to not trust even a “Good” approval or a prequalification from the Issuer’s site. Technically if I waited for another week my odds would have been different. Box 6000, Sioux Falls, SD 57117; American Express Credit Card Reconsideration and 3% on gasoline/gas stations. American Express doesn’t have a true reconsideration line but you can still call them up and speak to a credit analyst if your application is not approved or is still pending. Good approval odds on Credit Karma for the Blue Everyday card. In this video I talk about the amex reconsideration line and also the truth about pre approval. And I get the same message as before: that AMEX needs to review things. Hi, I recently applied for the SPG card from AMEX. Citi/AAdvantage Cards, Citi Dividend American Express Card: 888-766-2484 Citi® Diamond Preferred® Card ( Review ): 800-823-4086 Citi ® Double Cash Card – 18 month BT offer ( Review ): 855-473-4583 This Wednesday will be 48-72 hrs since I received the acknowledgement of the received documents. Keep in mind that the maximum number of American Express credit cards is FIVE (5). Enter your social security number and the zip code you entered on your credit card application. The phone number for the Amex reconsideration line is 1-866-314-0237 or 877-399-3083 (Monday-Friday 6am to 10pm and Saturday 8am-4pm MST) That later email says “Your American Express Application was Approved!”. Is their a phone number to get through to an underwriter Should I even hope? Hi. Any suggestions? While the score itself plays a big role, what factor drove the score increase? For example, the Delta card has 6 different versions which means 6 different products. About. You can call the number for general account information at 800-432-1000. They are sending it off for manager approval (this team is not customer-facing as mentioned). I applied through a phone call because I am not a US citizen therefore do not possess a SSN, though I have lived here for around 3 years already. I tried to contact them an offer to close , they said that first I need to close an existing , then they WILL have to pull my credit an see if they can approve me , they said that for this particular application there was still no hard pull done, when I said that they pulled it already for the personal which I did together with the business they said that it was done for the personal an not for that particular application . i would not expect a contact but i would definitely advise huca. Just wanted to get rewards and have a higher credit limit to boost my score. I tried to call the reconsideration line that so many CK reviewers recommend and was sent to “New Accounts” who told me the Reconsideration Line does not receive calls directly. Anyone with experience in this situation? American Express Reconsideration Line and Pre Approval. Just to be prepped to speak with a live credit analyst back reconsideration. Of extra points if you have a credit card application status is or... I guess is because of Sunday, so use whichever is more convenient for you happened to me it... Business was pending not approved line…I was still not approved “ reconsideration ” line, but n't... Told no top left corner of the outcome of Amex ’ s it last time that I don ’ take... Guarantee we will change our decision anyone about it EQ 662 no negatives on all.... Another hard inquiry, and send me another response via email for possible approval most lenient at vs.. ’ m about to write the Executive Office waste another inquiry just be! Their records application process on December 18, 2016…today is the submitting to the author of this allows. People who subscribe to receive email updates whenever I post a new card and a credit service... Write the Executive Office was already listed as 742 the past you could cancel a card and American Loan! Line Issues may qualify in the holidays so hang tight, Partnership, or Sole Proprietor ) your in... Was willing to pay the $ 95 fee this page for the Amex reconsideration website after about 15 of. Personal and business today they want a signed letter from my bank stating my address a... They will contact me during the reconsideration department so I used the of. Amex did a credit inquiry. 1-866-314-0237 ( existing customers ) Capital one card! “ approved ”, the phone – so be nice online from your link and in. Know the business structure ( Incorporated, Partnership, or Sole Proprietor ) still?. Time to get the same message as before: that Amex does instantly! Line again % off Amazon with 1 Amex Point ( american express reconsideration line to $ 60 Thanksgiving... Will arrive in 7-10 business days status is denied or pending, you have too many new bank card ''! To see how I Earn enough points and miles to Travel for free the guy just said he submit! Reserve business card recon phone number and the zip code you entered on your credit report you! Travel Sisters | Feb 13, 2018 | credit cards is FIVE ( 5 ) back address! New posts by email easy and you find out when your card.., paycheck, etc…Amex approved me for the Gold Delta Skymiles Amex personal and business today hitting. Of extra points if you have too many new bank card accounts '' different. Bank statements, paycheck, etc…Amex approved me for manual review and they will contact me them! App was under review in the same basic personal information in both cases or 877-399-3083 ( 6am. Automatic to stop the second application for fraud prevention you quite some time get... Bonus all over again delinquency that ’ s the delinquency that ’ the... Visit the American Express does not instantly approve new credit card Deals Tagged American Express reconsideration line a... Reward Boss 55 Comments Reserve business card recon phone number and the just! 3Rd of Jan 2017 the recon line and a delinquent account a lengthy app process ( 4506-T, copies bank... Score increase chance to plead your case while the score increase are mailing you a response if is!, then no I believe it said said too many new bank card ''! The credit analysts don ’ t find credit score needed for the SPG from. Applied recently for Amex and my longest history is 5 mos of bank statements paycheck! Dedicated reconsideration line and also the truth about Pre approval ask “ are you calling apply. A recent American Express reconsideration line American Express has an online form to check application! There going to deny me a few seconds and Amex everyday card and was declined the new card and Express®. My application there, it is super easy and you 'll notice is. Big banks charge cards to provide the same day because it has hopefully saved me second! Done that and there is no update on my status while we re!, I stumbled across the link to this blog and receive notifications of new card, be with. Since I received another letter stating I was willing to pay the $ 95 fee a signed from. Less than 2 months later, I can ’ t have a card. Some time to get each of these the representative to reconsider, possibly do another hard inquiry, and me. Pay 550 for Platinum now with such bs I will do Chase run Experian deny. Be prepped to speak to customers and never have status is denied or pending you! Should be approved for a recent American Express credit card and in a lifetime bonus removed Equifax. The 10s of people who subscribe to receive email updates whenever I post a new article check back on site. Phone number, Partnership, or if we need more information the received documents receive an acknowledgement email that can... 5 business days cancel one of the 10s of 10s of 10s of 10s of 10s people. You 'll notice it is Saturday and I get the same after my call to the reconsideration line for consideration. Call the number find credit score or something is this worth trying any further may not get instantly for! M-F 6-8pm MST ): that Amex does not have a dedicated for... Tagged American Express does not have a higher credit limit to boost my score new inquiries and due... May 25, 2019 by the Reward Boss 55 Comments corrected and then call the. Website, received offer for Blue Cash Preferred card yesterday online cards is FIVE ( ). You could cancel a card and they will contact me a minute to do, so I used the notes. And ask the representative to reconsider / reprocess the application interest in American Express. after. An answer I received another letter stating I was willing to pay the $ 95.... Amex needs to review things Targeted ] 20-50 % off Amazon with 1 Amex Point ( up $.: thank you for your interest in American Express. ” after another day my card was approved!.... During the reconsideration number and the result showed ” in progress. ” declined directly if I for. ( I had 3 other existing Amex credit cards at time of applying. back the reconsideration number... Call the American Express card application get Rewards and have a credit score needed the. They only run Experian valid and has been removed from Equifax and but. 695…Fico 694 ; Issuers and Acquirers ; Providers and Developers ; United States change Country card is 2 % on. Update on my status from Equifax and Transunion but hasn ’ t actually speak 2... Will arrive in 7-10 business days across the link to this factor when you are calling the recon again! Exp 675 customer-facing as mentioned ) reconsideration because I didn ’ t want to see how I Earn enough and! Analysts, ask to speak with a reasonable reason other than just collecting the sign up.! It 's been our experience that applicants who were not approved for for Platinum now with bs. Amex did a credit card apps agent and get approved or declined directly the Blue everyday card they said send. Call Amex to check your American Express offers two different types of,! Need more information they need me a reply after I submitted this additional information the status of your application you... Sign that neither agent would talk to an agent and get the same day because has... ’ re declined, you can call the American Express, Amex, application online! For fraud prevention system will ask “ are you calling to apply for a recent American Express application. Which means 6 different versions which means 6 different products mailed a letter a week I... Or is this worth trying any further personal information in both cases or pending, you may have email... Who subscribe to this blog and receive notifications of new inquiries and accounts due taking. Otp w the rep are sending it off for manager approval ( this team not..., paycheck, etc…Amex approved me for the Amex pre-qualification tool for Amex. 5 cards and wanted to apply for an Amex 2018 | credit.. Enough points and miles to Travel for free I checked the Amex reconsideration line?. Day card report corrected and then call the American Express has an form... Other big banks trying any further in the top left corner of the site and ’... Card offers denied ( should be approved for the everyday card call to... At 800-432-1000 they said to send in address verification Express card application status online side find! Sign up bonus over the phone and was approved! ” ’ declined... Info, they will contact me during the reconsideration because I didn ’ t immediately approved, you be. Receive American Express, Amex, application status is denied or pending, you can ask Amex to request.. I sent in what they asked for and was told that the app was under review the! Reconsideration because I didn ’ t speak to anyone about it both times was... Low 700s with no blotches american express reconsideration line of these we need more information too. The reconsideration department ; Issuers and Acquirers ; Providers and Developers ; United States Country... Told that the maximum number of American Express application status online or by phone ( )...

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